Lawyer Who Sues Insurance Companies in Florida
If you or a loved one is looking for a skilled and dedicated attorney who is not afraid to challenge any insurance company in Florida, we can help. At The Law Offices of Prosper Shaked, we understand how stressful dealing with insurance can be, especially if you have never been part of one of these proceedings.
That is why we dedicate our practice to defending and upholding your rights against greedy, unjust insurance companies. To learn more about our services and how we can assist with your case, call The Law Offices of Prosper Shaked today at (305) 690-0244.
Filing a Claim Against Your Insurance Company in Florida
People buy insurance policies for many different reasons. The ultimate goal of insurance is to protect you in the event of an accident or damage to property and in other scenarios where protection is needed. In other words, you pay a monthly fee to receive coverage when required; at least, this is what most consumers expect. However, not every insurance company will welcome your claim with open arms, let alone keep their part of the bargain. Many times, an insurance company will do everything in its power to make sure a claim receives only a minimal amount of compensation – and that’s if they accept the claim at all.
There is a false sense of protection for many consumers when it comes to insurance. Many people believe that because they have a policy, their insurance company will do everything it can to work for them. Unfortunately, the reality is different. Your insurance company does not work for you. They make it easy to pay premiums but extremely difficult to get the full and fair value of a claim.
There may be instances where an insurance company will flat-out deny you any coverage for a shady reason or no reason at all. There may be insurance companies that flood you with a lot of documents full of complex language. Others may automatically refer you to their lawyers. Despite these tactics, there is one irrefutable truth: You have paid your money, and they owe you a service. Fortunately, there are ways you can file a claim against your insurance company for their non-compliance.
If you or someone you know is facing problems with an insurance company in Florida, The Law Offices of Prosper Shaked can help. We can walk you through the claim process so that you understand your rights and get the compensation you need from your insurance company.
Suing Your Insurance Company for Denying Your Claim
After being involved in an accident, it is natural to look for compensation or a way to cover your expenses. One of the first places people look for assistance is their insurance company. Policyholders have the right to ask their insurance company for assistance when they need it. Insurance companies must keep their part of their contract, and they should also act in good faith and avoid any practices that go against public policy or the policyholder.
You may have no idea where to start when it comes to filing a claim against your insurance company or when you should do so. There is not a specific date on which you should file your claim. However, you should pay attention to the things your insurance company is doing or not doing, which may affect your ability to get the compensation you rightfully deserve.
For instance, when you submit a claim, your insurance company is supposed to perform an investigation of your case. While policyholders should allow some time for the investigation to take place, your insurer should proceed in a timely and transparent manner. If you see that your insurance company is not providing you with a direct answer on the status of their investigation, you may want to file a claim based on an inadequate or delayed investigation.
Another way you can tell it is time to file a claim against your insurance company is if they refuse to pay your claim. An insurance company cannot refuse to pay your claim without reason. They should have a valid explanation for why they denied compensation. If you showed that your claim was fair, and it lacks any indication of fraud, you may be able to file a complaint against the company. As a policyholder and someone who has been paying premiums, you are entitled to an explanation for a potential denial.
There may be instances where your insurance company finds discrepancies in your claim or an error that may lead them to deny the claim. However, this would be an issue that can be corrected. Once resolved, you may continue with your claim process as normal. The real problem arises when your insurance company flat-out denies you coverage without a clear explanation. If this happens, a skilled attorney can help you file a claim against the company.
A breach of contract claim is perhaps the most common claim against insurance companies. Your policy contract establishes the legal relationship between you and your insurance company. If your company refuses to comply with what’s written in the contract, you may have a cause of action. Our dedicated legal professionals can help you through the entire process.
Florida Lawyer Who Sues Insurance Companies Offering Free Consultations
If you or a loved one faces problems with an insurance company, The Law Offices of Prosper Shaked may be able to assist. We know how difficult and stressful dealing with an insurance company can be. This is especially true for those who seek to file a claim against a large and powerful insurance company. Our knowledgeable team is not afraid to fight against insurance companies, no matter how big they may be. Schedule a free, confidential consultation by calling The Law Offices of Prosper Shaked today at (305) 690-0244.